Banking Solutions

Sage Linzer is a senior leader with 20 years of experience in Commercial Banking and related industries.

Prior to joining Cypress, he served as a Senior Vice President for Truist Bank, where he developed, implemented, and managed a new successful remote business banking model. He also led a large commercial portfolio management team through one of the largest bank mergers in the past decade.

Mr. Linzer is a firm believer in the power of purpose, relationships, creativity, accountability, and care, Sage embodies a proactive approach to making a positive impact on those around him. He enjoys difficult business challenges, loves to strategize around ways he can help others reach success, and is always ready for the next opportunity to make a lasting impact.

Direct 321-306-4100

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Chris Myers is the Senior Vice President & Senior Relationship Manager at our Melbourne office. With 37 in years of experience in the banking industry, Christine (Chris) Myers brings a deep commitment to client relationships and community engagement. She began her career working for family-owned community banks in Missouri before relocating to Merritt Island, FL, in 2012 to join Dana Kilborne at Florida Bank of Commerce. In 2021, she had the privilege of becoming part of the Cypress Trust team as they embarked on the journey of launching Cypress Bank & Trust.

Chris has a long history of community involvement. While in Missouri, she served as a United Way Division Chair for the United Way of Northwest Missouri and as Director of Religious Education and Confirmation Faith Formation for Holy Trinity Catholic Church.

Since moving to Florida, Chris has continued her dedication to service, holding leadership roles as Board Chairperson for the Bridges Foundation and the Arc of Space Coast, Advocacy Chair for the Space Coast Regional Board of the Children’s Home Society of Florida, Development Chair for the Space Coast Habitat for Humanity Board of Directors, and Advisory Board Member for Hey, Blue! She is also an active member of the Suntree Rotary Club, where she is a Paul Harris Fellow, has served four terms as Club Secretary, and will take on the role of Club President for the 2025-2026 Rotary year.

Passionate about making a meaningful impact, Chris is dedicated to both her clients and her community. She finds fulfillment in fostering relationships, supporting those she serves, and passing on the values of service and dedication to her grandchildren.

Direct: 321-306-4104

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Karen Guzzo, Senior Personal Banker, has held several positions throughout her banking career including Operations Manager, Customer Service Representative, and as a Personal Banker. Karen’s prior experience and background were served at Savings of America acquired by Wells Fargo, United Bank, and Valley Bank.

Direct 561-820-2934

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Mercedes Figueroa McCall, Relationship Manager and Senior Vice President, works to develop new client relationships and serves as a community ambassador for Cypress Bank & Trust. Early in her career, Mercedes built a name for herself as the first Hispanic female banking executive in Central Florida and is well-known for her many contributions to the community. She has served in various nonprofit Board of Directors roles, including the first female President of the Hispanic Chamber of Commerce, Chair of Orange County Housing Finance Authority, Board member of Jobs Partnership, and founding member and Past Chair of HBIF, now Prospera.

Direct 407-961-6054

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Ryan Johns, Senior Personal Banker and Assistant Vice President, began his banking career in 2011 with a national bank. He soon ventured out of corporate banking and into community banking as an Assistant Branch Manager. Ryan is a graduate of the University of Central Florida with a Bachelor’s degree in Business Commerce and a minor in Public Relations and Psychology.

Direct 321-306-4113

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Kym Marks, Relationship Manager and Vice President, has 35 years of experience and professional knowledge building relationships in the banking industry and uses her positive attitude to encourage others to work hard and succeed. Kym began her banking career in 1987 with Sun Bank of the Treasure Coast, and later continued with United Bank as a Branch Regional Operations Manager.

Direct 561-296-6296

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Erik Barnes is the South Florida Commercial Market Executive and Senior Vice President, stationed in our Palm Beach office. With over a decade of expertise in banking, Erik is renowned for his innovative approach to providing tailored financial solutions for small and medium-sized businesses. His client-first philosophy and strategic insight have helped numerous businesses along Florida’s east coast grow and succeed.

Erik holds a degree from the University of Delaware, and his career is marked by consistent excellence, including being nationally recognized as a top sales producer at a leading financial institution. He has built and led high-performing Commercial Banking teams across Palm Beach County and the Treasure Coast, always emphasizing collaboration and long-term client success.

A proud resident of Florida’s Treasure Coast, Erik enjoys life with his wife and two children. Outside of work, he is actively engaged in the local community and is passionate about creating meaningful relationships that foster both personal and professional growth.

Direct 561-820-2019

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Marie Cevallos is an accomplished professional with over 22 years of experience in the mortgage and financial services industry, currently serving as a Personal Banker. Marie excels in maximizing customer service opportunities, consistently exceeding performance goals, and thriving in fast-paced environments. Her strong organizational skills and attention to detail are complemented by her bilingual proficiency in English and Spanish.

Marie’s extensive industry experience, coupled with her dedication to excellence, positions her as a valuable asset as a Personal Banker. Her commitment to exceeding client and partner expectations sets her apart as a professional who consistently delivers exceptional results.

Direct 321-306-4113

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Owen Straub is a finance enthusiast with a track record of serving both consumer and commercial clients. Starting his career in the corporate banking sector in the Midwest, he initially gained valuable experience as a personal banker. Seeking new horizons, Owen embarked on a journey to sunny Florida, where he proudly joined the committed team at Cypress Bank & Trust. With a passion for assisting clients in realizing their financial aspirations, he is dedicated to contributing to the flourishing financial landscape in the Sunshine State.

Direct 321-306-4115

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Luis Barrios, Commercial Banking Specialist is a dedicated finance professional with a strong background in banking, asset management, and client service. His experience includes a Summer Analyst role at Goldman Sachs, where he honed skills in portfolio monitoring and compliance, and an Operations Analyst position at BNY Mellon, focusing on fund order processing and delivering outstanding results. Luis’s blend of customer service and financial operations expertise makes him a valuable addition to our Winter Park team.

A graduate of the University of Central Florida with a bachelor’s degree in finance, Luis leverages his academic knowledge and practical experience to create meaningful solutions for clients.

Outside of work, Luis enjoys running, exploring diverse cuisines, and traveling to immerse himself in new cultures. He has a passion for outdoor adventures like hiking and paddleboarding and finds inspiration in sunsets and time spent at the beach.

Direct 407-733-4699

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Ellen Thigpen has been a proud resident of the Ponte Vedra area since 1996 and has built a successful career in the banking industry since 2007. She began as a part-time teller and steadily advanced to become a Branch Manager, driven by her passion for helping people and ensuring her clients receive the best care possible.

Outside of work, Ellen is a devoted mother to her son, who loves playing baseball, so you’ll often find her cheering on the ball field. She also enjoys spending time on the beach and attending Jacksonville Jaguars games with her family.

Direct 904-310-1726

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.