Banking Accounts

Whether you’re planning for retirement, expanding your business, or simply looking to optimize your investments, The Cypress team is here to provide trusted advice and support every step of the way.

Featured Banking Solutions

Cypress Young Advantage

Empowering youth to kickstart their financial journey with no minimum balance, no monthly fees, and full flexibility.

Community Champion Checking

Honoring those who serve our community with competitive interest, exclusive perks, and a suite of services.

Cypress Treasury Services

Digitally manage payroll, collect dues, and pay vendors, with added account protection through Positive Pay.

Our expert bankers will guide you to the account that works for you.

Business Banking

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Cypress Business Checking

Cypress Business Checking

Manage your business’s day-to-day transactions with ease through our straightforward checking account, offering mobile deposits, online banking, and bill payment—all designed to support your business’s growth.

Cypress Premier Business

Cypress Premier Business

Designed for growing businesses, this account offers enhanced features such as higher transaction limits, dedicated support, and specialized business services to help your business thrive.

Certificates of Deposit

Certificates of Deposit

Lock in guaranteed returns with our Business CDs. Choose from flexible terms that align with your goals, ensuring your business’s financial safety and growth.

Cypress Non-Profit

Cypress Non-Profit

Supporting organizations that make an impact, our Non-Profit account provides specialized banking with low fees and personalized guidance from a team that understands your mission.

Cypress Analysis Checking

Cypress Analysis Checking

Our Analysis Checking offers flexibility and tailored features, including competitive earnings credits, so your business can manage unique cash flow needs effectively.

Cypress Business MMKT

Cypress Business MMKT (Money Market)

Turn excess cash into opportunities with competitive interest rates and easy access to your funds, providing liquidity for business growth or unexpected needs.

Personal Banking

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Your needs are personal, and so is our approach.

Cypress Checking

Cypress Money Market

Simplify everyday banking with easy account access, mobile banking, and dependable service—giving you peace of mind for all life’s financial needs.

Cypress Savings

Cypress Savings

Whether saving for a down payment or a dream vacation, this interest-bearing account helps your money grow while you stay in control of your financial future.

Cypress Young Advantage

Cypress Young Advantage

Designed for young adults just starting their financial journey, this account has no fees, no monthly minimums, and all the online tools you need to manage your money easily.

Young Advantage Savings

Young Advantage Savings

Designed for young savers, this no-fee, no-minimum account helps build positive financial habits early, setting the stage for a strong financial future.

Cypress Money Market

Cypress Money Market

Earn tiered interest on higher balances while keeping your funds accessible, making this account ideal for maximizing savings without sacrificing liquidity.

Certificates of Deposit

Certificates of Deposit

Achieve secure, predictable savings growth with flexible term lengths and guaranteed returns—ideal for long-term planning and financial stability.

Traditional & Roth IRAs

Traditional & Roth IRAs

Prepare for retirement with confidence by choosing from tax-advantaged accounts that suit your needs, helping you build wealth for a more secure future.

Community Champion

Community Champion (Checking)

A thank-you to community heroes, offering competitive interest, exclusive perks, and a suite of services designed to recognize your service.

For more information about our business banking solutions, call, email, or visit one of our bank offices.

Meet Your Team

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New Vero Beach
Office Hours

Effective Monday, May 11, 2026, the Cypress Bank & Trust Vero Beach office located at 4625 N. A1A, Suite 2, Vero Beach, Florida 32963 will operate under the hours outlined below.

Hours of Operation
Monday through Friday, 9:00 a.m. to 5:00 p.m.

Bank Hours – Lobby
Monday through Friday, 1:00 p.m. to 5:00 p.m.