Banking Solutions​

Your unique needs require more than the conventional banking experience. Our approach matches you with a banker who knows you personally and a team that understands your needs.

Your Goals

OUR SOLUTIONS

We believe in building relationships, not just accounts. Whether you’re a small business owner, a nonprofit leader, or an individual looking to maximize savings, Cypress Bank & Trust offers banking solutions tailored to you.

Grow your Business

Access tailored commercial banking solutions designed to support your goals and simplify financial decisions.

Secure your Financial Future

Explore personalized savings and investment strategies built to grow and protect your wealth.

Simplify Business Operations

Experience treasury services that simplify cash management and give you greater control over your finances.

Explore Our
Lending Solutions

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Banking Accounts

Discover Our
Treasury Services

Account Benefits

DESIGNED TO FIT YOU

COMMERCIAL PURCHASING CARD

The Visa® Business Purchasing Card simplifies payables and earns cash rebates, with easy online charge reconciliation. 

SUPERIOR FRAUD PREVENTION 

Cypress Bank & Trust uses the latest technology and tools available to ensure your banking is safe and secure.

E-STATEMENTS

Securely view your statements electronically at any time and instantly access your financial information. 

BILL PAY 

Tailor your payment schedule to meet your budget.

ONLINE & MOBILE BANKING

 The Cypress mobile app brings your banking with you. Access funds, transfer money, check balances, and more with a click of a button. 

PRESTO NETWORK 

Free ATM transactions at all 1,300+ Presto ATMs, conveniently located at Publix Super Markets throughout the Southeastern United States.

CYPRESS TREASURY SERVICES

Manage payroll, collect monthly dues, and pay vendors digitally — all while adding an extra layer of protection to your account with Positive Pay.

SECURITY

Learn more about how finances are secured with these resources from FDIC and MyMoney.

Our Clients' Stories

TESTIMONIALS

Frequently Asked Questions

FAQ

Cypress Bank & Trust provides a range of commercial banking solutions, including:

  • A wide range of commercial checking and savings accounts
  • Cypress Non-Profit Checking
  • Cypress Business Money Market
  • Certificates of Deposit
  • Cypress Treasury Services

At Cypress Bank & Trust, banking is about more than financial products. Our commercial bankers provide deep insights and tailor unique solutions to your financial goals. We have a wide range of commercial lending solutions available for your business needs, including but not limited to:

Commercial Lending Options:

  • Revolving and Seasonal Lines of Credit
  • Term Loans
  • Machinery & Equipment Loans
  • Savings and Time Deposit Loans
  • Standby and Commercial Letters of Credit
  • Office, Industrial, Retail, and Warehouse Properties
  • Multi-Family Properties
  • Residential and Office Condominium Development
  • Residential Subdivisions
  • Office, Industrial, Retail, and Warehouse Properties
  • Hotel/Motel Properties

Cypress Bank & Trust offers personalized lending solutions to support you with everything from major purchases to financial flexibility. Our personal lending options include and are not limited to:

  • Vehicle Loans: New and used automobiles, aircraft, recreational vehicles, and watercraft
  • Real Estate Loans: Home equity loans, home equity lines of credit, portfolio residential mortgages, and lot loans
  • Unsecured Loans: Personal loans and personal lines of credit
  • Secured Loans: Loans secured by CDs, savings accounts, life insurance, or marketable stocks and bonds

Each loan is designed with your specific needs in mind, offering flexible terms and personalized service.

At Cypress Bank & Trust, we provide personalized banking solutions that cater to your unique needs at every stage of life. We connect you with a banker who knows you personally and a team that understands your financial goals. Our personal banking options include:

  • Checking Accounts: An array of checking accounts tailored for individuals, professionals, military members, non-profit employees, and youth
  • Savings & More: A variety of savings accounts, money markets, CDs, and IRAs to support your long-term financial goals
  • Digital Convenience with Zelle®: Send and receive money quickly and securely with Zelle®, making it easy to pay friends, family, and people you trust directly from your Cypress account
Quote about relationships and actions.

Meet Your Team

OF EXPERIENCED BANKERS

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New Vero Beach
Office Hours

Effective Monday, May 11, 2026, the Cypress Bank & Trust Vero Beach office located at 4625 N. A1A, Suite 2, Vero Beach, Florida 32963 will operate under the hours outlined below.

Hours of Operation
Monday through Friday, 9:00 a.m. to 5:00 p.m.

Bank Hours – Lobby
Monday through Friday, 1:00 p.m. to 5:00 p.m.