About Us

Cypress Bank & Trust is guided by the belief that strong relationships are the foundation for success. By understanding your goals and your story, we offer financial guidance and solutions that support every stage of life.

“Stories hold a remarkable power – they connect us, cultivate understanding, and build trust.”

Dana Kilborne
CEO and President
Cypress Bank & Trust

Our Roots

A LEGACY OF TRUST AND GROWTH

In 1996, Cypress Bank & Trust took root to support the financial needs of our community. We’ve always believed in understanding and cherishing the stories of those around us. Embracing this approach, our team offers expert financial guidance and crafts tailored plans to support every stage of life’s journey. Over the years, we’ve grown from a boutique corporate fiduciary chartered in Palm Beach, Florida, to a full-fledged bank and trust company. With a growing network of seven offices across the state, our focus is on meeting your banking, trust, and portfolio management needs through our personalized approach. Our commitment remains unwavering: to be the financial partner you can rely on, providing financial solutions that support you along every step of your journey.

Quote about relationships and actions.

The Strength of Cypress

The Cypress tree is our foundation and inspiration, representing our company and people. Indigenous to Florida, the Cypress tree symbolizes history, experience, and dependability. A tree of great longevity, the Cypress endures for generations. Growing unhurried and sturdy, its plentiful roots run deep, yet are also exposed and transparent. It is evergreen, adaptable, and a valued resource. These traits define our brand now and into the future – sturdy with proven longevity, adaptable, transparent, dedicated and devoted to providing resources and a platform for multi-generational growth.

The Cypress Way

OUR GUIDING PRINCIPLE

The Cypress Way is our guiding principle that ensures you are always at the forefront of everything we do. With each interaction, we provide dedicated personalized service, with the objective of realizing your goals, while becoming a personal part of your story. We are attentive, transparent, relational, dependable, and adaptive.

Initiating Discovery

THE CYPRESS WAY AT EVERY STAGE

Cypress is rooted in relationships. Learning the details of your story is essential for a successful, long-term relationship and helps us guide you on the path to success. We make sure to begin our process by understanding your needs and laying the foundation for a successful and mutually beneficial relationship.

Our Guiding Values

Community

Cypress will always prioritize building connections and fostering community growth.

Client-Centricity

Our commitment to client-centricity ensures your financial well-being is our top priority.

Accountability

At Cypress, accountability is not just a buzzword; it’s our guiding principle.

Clarity

Transparency and clarity go hand in hand at Cypress.

Integrity

Integrity is the cornerstone of every decision we make.

Dedication

With unwavering dedication, we strive to exceed your expectations every day.

Board of Directors

LEADING WITH EXPERIENCE

Jim Swann

Tom Hermansen

Summit Shah

Dr. Kyle Moyles

J. Cole Oliver

John Tranter

Dr. Wayne Wolfson

Dana Kilborne

John Marino

Cypress in the Community

MEDIA, EVENTS, & NEWS

Cypress Bank & Trust is proud to welcome John Moore to our team as a Private Banker in Jacksonville.

With over 30 years of experience in private banking, credit, and wealth management, John has built his career on something that aligns perfectly with who we are - lasting relationships. He brings deep expertise in serving high-net-worth individuals, families, and business owners, with a focus on tailored guidance that meets each client where they are.

A Jacksonville resident for more than two decades, John is a graduate of Carson Newman University and The Graduate School of Banking at LSU. He is actively involved in the community as a long-standing member of the Northeast Florida Estate Planning Council and the Baptist Health Foundation Advisory Group.

Welcome to Cypress, John.
When the 2008 financial crisis hit, many companies failed. Others survived by letting their people go.

Cypress chose a different path - cutting pay three times rather than losing a single employee. No one quit. No one complained. The team kept showing up for each other and for their clients.

As Charles Weir remembers: "I was proud of the way we pulled together to help save the company."
Thirty years of Cypress Bank & Trust. Built in moments like these.
This Mother’s Day, we pause to recognize the strength, care, and leadership that mothers bring to their families, workplaces, and communities.

At Cypress Bank & Trust, we are grateful for the many ways mothers shape futures, offer guidance, and build lasting legacies at home and beyond.

Wishing all mothers a meaningful and well‑deserved day of appreciation.
There are 3.5 million small businesses in Florida -  99.8% of all businesses in the state,  employing nearly 3.8 million people and driving close to 40% of the private workforce.

Florida doesn't just have small businesses. The state runs on them.

At Cypress Bank & Trust, we see that impact firsthand in every community we serve. The shop owners, the advisors, the founders building something from the ground up -  their work shapes neighborhoods, creates opportunity, and strengthens the state we're proud to call home.

We're honored to be the bank they choose.
Behind every small business is someone who chose to bet on themselves.

This National Small Business Week, Cypress Bank & Trust honors the owners who open their doors every morning, serve their neighbors, and quietly shape the communities we all call home. Your courage drives local economies. Your persistence inspires the people around you.

We're proud to be the kind of bank that knows your name, understands your goals, and shows up when it matters most.

Here's to the small businesses making a big impact across Florida.
Did you know small businesses make up 99.9% of all U.S. businesses? That's over 36 million businesses and 62.3 million employees - powering communities across the country.

That's more than a statistic. It's a testament to the entrepreneurs who take the leap every single day.

At Cypress Bank & Trust, we go beyond banking. We build lasting relationships with business owners, offering personalized guidance, local decision-making, and financial solutions designed to grow with you - from your first account to your next expansion.

This Small Business Week, we're celebrating you.
Cypress Bank & Trust is proud to be recognized as one of the fastest-growing banks in Central Florida, ranked No. 5 on the Orlando Business Journal's 2026 list with 23.19% year-over-year deposit growth.

This milestone reflects the trust our clients place in us and the dedication of our entire team to delivering personalized, relationship-driven banking across Florida. We don't take that trust lightly.

Thank you to our clients, our team, and the communities we serve - this growth is yours as much as it is ours.
Cypress Bank & Trust was proud to support a client through a cross-state 1031 exchange -  selling a property in Pennsylvania and purchasing on the Space Coast, with a conventional commercial loan closing of $860K in under 60 days.

Thank you to Maria Rodammer, Lead Relationship Manager, and Miguel, Commercial Banking Associate, for delivering a seamless experience from start to finish. The client is already planning their next exchange, and we couldn't be more grateful for the trust.

At Cypress Bank & Trust, we're happy to be a resource for investors planning ahead.
Thank you to the Maitland Area Chamber of Commerce for the warm welcome and the goodies! Cypress Bank & Trust is proud to be a chamber member, and we're excited to announce that our new Maitland location is officially open.

Stop by and say hello to Luis and Jennifer - we'd love to meet you.
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New Vero Beach
Office Hours

Effective Monday, May 11, 2026, the Cypress Bank & Trust Vero Beach office located at 4625 N. A1A, Suite 2, Vero Beach, Florida 32963 will operate under the hours outlined below.

Hours of Operation
Monday through Friday, 9:00 a.m. to 5:00 p.m.

Bank Hours – Lobby
Monday through Friday, 1:00 p.m. to 5:00 p.m.