About Us
“Stories hold a remarkable power – they connect us, cultivate understanding, and build trust.”
Dana Kilborne
CEO and President
Cypress Bank & Trust
In 1996, Cypress Bank & Trust took root to support the financial needs of our community. We’ve always believed in understanding and cherishing the stories of those around us. Embracing this approach, our team offers expert financial guidance and crafts tailored plans to support every stage of life’s journey. Over the years, we’ve grown from a boutique corporate fiduciary chartered in Palm Beach, Florida, to a full-fledged bank and trust company. With a growing network of seven offices across the state, our focus is on meeting your banking, trust, and portfolio management needs through our personalized approach. Our commitment remains unwavering: to be the financial partner you can rely on, providing financial solutions that support you along every step of your journey.
The Strength of Cypress
The Cypress tree is our foundation and inspiration, representing our company and people. Indigenous to Florida, the Cypress tree symbolizes history, experience, and dependability. A tree of great longevity, the Cypress endures for generations. Growing unhurried and sturdy, its plentiful roots run deep, yet are also exposed and transparent. It is evergreen, adaptable, and a valued resource. These traits define our brand now and into the future – sturdy with proven longevity, adaptable, transparent, dedicated and devoted to providing resources and a platform for multi-generational growth.
The Cypress Way
OUR GUIDING PRINCIPLE
The Cypress Way is our guiding principle that ensures you are always at the forefront of everything we do. With each interaction, we provide dedicated personalized service, with the objective of realizing your goals, while becoming a personal part of your story. We are attentive, transparent, relational, dependable, and adaptive.
Initiating Discovery
THE CYPRESS WAY AT EVERY STAGE
Cypress is rooted in relationships. Learning the details of your story is essential for a successful, long-term relationship and helps us guide you on the path to success. We make sure to begin our process by understanding your needs and laying the foundation for a successful and mutually beneficial relationship.
Our Guiding Values
Community
Cypress will always prioritize building connections and fostering community growth.
Client-Centricity
Our commitment to client-centricity ensures your financial well-being is our top priority.
Accountability
At Cypress, accountability is not just a buzzword; it’s our guiding principle.
Clarity
Transparency and clarity go hand in hand at Cypress.
Integrity
Integrity is the cornerstone of every decision we make.
Dedication
With unwavering dedication, we strive to exceed your expectations every day.
Board of Directors
LEADING WITH EXPERIENCE
Jim Swann
Tom Hermansen
Summit Shah
Dr. Kyle Moyles
J. Cole Oliver
John Tranter
Dr. Wayne Wolfson
Dana Kilborne
John Marino
Cypress in the Community
MEDIA, EVENTS, & NEWS
Thank you to everyone who stopped by our booth at the 2026 ATO Conference at The Breakers Palm Beach.
From handcrafted lattes and great conversations to celebrating our 30th anniversary in seersucker suits, it was a conference to remember. Whether we reconnected or met for the first time, we valued every conversation.
At Cypress Bank & Trust, relationships are at the heart of everything we do. If you`d like to continue the conversation we started, our team is always here.
Aug 5
Our Central Florida team continues to deliver. Maria Rodammer, Chris Myers and Miguel Salgado recently helped a business client secure a $1 Million Line of Credit to support their working capital needs, giving them the financial flexibility to keep operations running smoothly.
At Cypress Bank & Trust, understanding your business means providing the right solutions at the right time.
Aug 5
We`re honored to be included in the Orlando Business Journal`s 2026 Golden 100, a list spotlighting Central Florida`s largest privately held companies by annual revenue.
This recognition speaks to the momentum Cypress Bank & Trust has built over three decades. What started as a boutique fiduciary in Palm Beach has grown into a full-service bank and trust company with offices across the state. That trajectory is driven by one thing: the people who trust us with their financial lives.
To our clients and our team, thank you for being part of this chapter.
Aug 3
Proud of our team in Central Florida. Maria Rodammer and Luis Barrios recently worked alongside a valued client to structure a $1MM increase to their existing Line of Credit, providing the flexibility needed to support their growing operations.
At Cypress Bank & Trust, we grow when our clients grow. That`s the relationship.
Aug 3
Cypress Bank & Trust has been named one of Central Florida`s fastest-growing privately held companies on the Orlando Business Journal`s 2026 Fast 50 list.
This recognition is based on three-year revenue growth and reflects the trust our clients place in us and the dedication of our team across Florida. From Palm Beach to Jacksonville and every office in between, this milestone belongs to everyone who has been part of our growth.
Thank you to our clients, our team, and the communities that continue to believe in what we`re building.
Jul 31
Congratulations to our own Raphael Lima on being selected as Communications Chair for the Young Professionals Executive Committee at Second Harvest Food Bank of Central Florida. After a strong year as Professional Development Chair, this appointment is well deserved.
At Cypress Bank & Trust, we`re proud to support team members who invest their time in organizations making a real impact. Keep leading, Raphael.
Jul 30
Ken Harris, owner of Harbor City Gymnastics, needed a bank that could move as fast as he does. After running into obstacles elsewhere, he found Cypress Bank & Trust.
"When I finally reached out to Cypress, Megan wouldn`t let any of those obstacles stand in her way! Thanks to her relentless effort, we were able to meet all of my deadlines; and, I discovered that customer service at this bank far exceeds my expectations. 10/10 would recommend to anyone who has banking needs in Florida."
This is what relationship banking looks like. Thank you, Ken, for trusting us with your business.
Jul 30
Cypress Bank & Trust has once again earned a 5-Star rating from BauerFinancial for 2026, the highest designation for financial strength and stability.
BauerFinancial is an independent firm that evaluates every federally insured bank and credit union in the country based on capital levels, profitability, asset quality, and cash flow. A 5-Star "Superior" rating means one thing: your money is in safe hands.
We`re proud of this recognition and the trust our clients continue to place in us.
Jul 29
Our Cypress Trust team is heading to The Breakers Hotel in Palm Beach for the 43rd Annual Attorney Trust Officer Liaison Conference, and we`re proud to return as the Official Espresso Sponsor.
Join us at our booth on Friday afternoon from 12:00 to 4:00 p.m. for complimentary handcrafted lattes. Whether you`re in need of a quick caffeine boost or a moment to connect, we`ll be there with a warm welcome and your favorite brew.
We look forward to seeing you there!
Jul 28
Financial freedom looks different for everyone, but the habits that get you there are universal. Here are seven practical steps you can start today:
1. Define your vision. Know what financial freedom means to you. Write down your short-term and long-term goals and revisit them often.
2. Build a budget that works. Track your income and expenses. A clear picture of where your money goes is the first step to controlling it.
3. Create an emergency fund. Aim for three to six months of essential expenses. Start small if you need to. Consistency matters more than size.
4. Tackle debt with a plan. Focus on high-interest balances first and avoid taking on new debt without a purpose.
5. Diversify your income. Explore additional streams of revenue to build resilience and accelerate your progress.
6. Start investing early. Even modest, consistent contributions grow significantly over time. Let compounding work in your favor.
7. Stay committed and keep learning. Schedule regular financial check-ins and stay informed on trends that affect your money.
Financial independence is not reserved for a select few. It`s built through discipline, awareness, and the right guidance. Your Cypress Bank & Trust advisor is here to help you put a plan in place.
Jul 27
Financial freedom is built through small, consistent habits that compound over time. Here are a few worth adopting:
1. Set clear goals. Know exactly what you`re working toward and by when.
2. Budget with intention. Track where your money goes so you can direct it where it counts.
3. Spend less than you earn. It sounds simple, but it`s the single most important habit you can build.
4. Build an emergency fund. Aim for 3 to 6 months of essential expenses, kept liquid and accessible.
5. Pay down debt strategically. Start with high-interest balances and avoid adding new debt without a plan.
6. Automate your savings. Remove the guesswork. Set it and let consistency work in your favor.
7. Monitor your credit score. It affects your loan rates, insurance premiums, and more.
8. Stay informed. Follow tax changes, market trends, and financial news so your decisions are grounded in facts.
Building wealth is not about making one big move. It`s about getting the fundamentals right, year after year. Your Cypress Bank & Trust advisor is here whenever you`re ready to start.
Jul 20
Scammers can now use artificial intelligence to clone voices and create realistic messages that sound exactly like someone you trust. A call from a family member, a colleague, or even your banker asking you to act fast. It sounds real, but it`s not.
How to protect yourself:
• Verify unexpected requests by hanging up and calling back on a number you trust.
• Establish a code word with family members for financial emergencies.
• Never share account details or security codes unless you initiated the call.
The technology is evolving, but your best defense stays the same: slow down and verify. If something feels off, contact your Cypress Bank & Trust team directly.
Jul 13
