John E. Tranter

About John E. Tranter

John E. Tranter has over 40 years of experience in the banking and financial services industry and has served as a passionate advocate for the industry through his role as Chairman of the Florida Bankers Association, one of the largest state banking associations in the country. He has held leadership roles with the Florida Bankers Association, BancServ, and the Independent Bankers Bank of Florida.

John began his career at First Bank & Trust of Palm Beach County, which later became part of Barnett Bank. He held various management and executive management positions with the bank after the merger with Nations Bank 1998. John left Nations Bank to become the founder and organizer of Gulfstream Business Bank, a de novo community bank that grew to over $650 million in assets in 10 years. As Vice Chairman and CEO of Gulfstream, he managed “de novo” process, including the start-up capital of over $16 million. In addition to his strategic and leadership roles he managed the eventual merger of the bank into CenterState Bank in 2014, assuming the role of Chief Banking Officer of the combined organization.

John holds a BSBA in banking and finance from the University of Florida, and he is a graduate of the ABA Stonier Graduate School of Banking at Rutgers University, the Graduate School of Commercial Lending at the University of Oklahoma, and the National School of Real Estate Finance at Ohio State University.

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New Vero Beach
Office Hours

Effective Monday, May 11, 2026, the Cypress Bank & Trust Vero Beach office located at 4625 N. A1A, Suite 2, Vero Beach, Florida 32963 will operate under the hours outlined below.

Hours of Operation
Monday through Friday, 9:00 a.m. to 5:00 p.m.

Bank Hours – Lobby
Monday through Friday, 1:00 p.m. to 5:00 p.m.