Portfolio Management
At Cypress Bank & Trust, portfolio management goes beyond numbers and asset allocation. As a Fiduciary, we provide tailored solutions to support your unique vision and empower your investments at every financial chapter of life.
Over 150 years of combined experience.
Our investment management team is dedicated to helping you achieve your financial goals. With a deep understanding of the complexities of wealth management, we provide personalized strategies tailored to your unique needs.
Navigating Your Portfolio Management Experience
ACHIEVE YOUR FINANCIAL GOALS
OUR EXPERIENCE, AT YOUR SERVICE
Rooted in rich financial stewardship, our seasoned investment management team offers personalized service along with unparalleled expertise to guide you through every complexity of wealth management.
CREATING YOUR PERSONALIZED STRATEGY
We tailor unique bespoke investment strategies built around your goals and comfort. We understand that you have a unique nature and the journey to achieving your investment goals is just as important as the goals themselves, reflecting the distinct nature of your financial journey.
CULTIVATING AUTHENTIC RELATIONSHIPS
At Cypress, success extends beyond finances to enrich lives. By fostering genuine connections, we aim to offer unwavering support to assist you and your family in reaching your financial goals over time while you reach your financial goals.
METICULOUS RISK MANAGEMENT
We employ diversified asset class strategies that extend beyond mere volatility assessment. Our focus is on achieving the highest risk adjusted return based on your specific risk budget to safeguard your financial future. minimizing risk to safeguard your financial future.
TRANSPARENT CONVERSATIONS, CLEAR OUTCOMES
Transparency isn’t just a buzzword at Cypress; it’s our commitment. We engage with you regularly to review your relationship and investment performance to make sure that your investments are aligned to meet your long term goals.
EMBRACING YOUR ENTIRE VISION
At Cypress Bank & Trust, we go beyond mere portfolio management. Leveraging our team of professionals we can provide credit, banking solutions and trust options, to meet your needs for every step along life’s path.
Cypress Core Investment Principles
ACHIEVE YOUR FINANCIAL GOALS
Diversification
We employ broad asset class and global diversification.
Lasting Relationships
We develop lasting relationships with you and your family.
Impartial Advice
We provide you with objective and impartial advice and investment choices.
Risk Management
We believe that risk involves more than just portfolio volatility.
Our Clients' Stories
TESTIMONIALS
Amy Tcimpidis, Quality 1st Plumbing
Donn M.
Trust and Portfolio Management services offered by Cypress Bank & Trust are not insured by the FDIC, are not deposits, are not guaranteed, and are subject to investment risks, including the possible loss of the principal invested.
Frequently Asked Questions
FAQ
How does the Cypress team support my asset management needs?
With over 150 years of combined experience, the Cypress team excels at tailoring our expertise to your unique circumstances. Here’s how we support your asset management:
- Formulating a customized investment strategy
- Designing an Investment Policy
- Statement to align with your goals
- Evaluating asset quality and ensuring diversification
- Monitoring compliance policies and adjusting as needed
- Managing unique or specialized assets
- Providing periodic investment reviews for grantors/beneficiaries
- Making sure that your investments align with your goals and risk tolerance
- Overseeing third-party managers for investment purposes
Who does Cypress provide personalized portfolio management for?
Cypress Bank & Trust offers personalized portfolio management for a variety of clients, including:
- Individuals
- Foundations & Endowments
- Charitable Organizations
- Retirement accounts such as IRAs, Roth IRAs, SEP and self-directed retirement accounts
- Trusts and Estates
What approach does Cypress take for Asset Allocation?
At Cypress, we firmly believe that asset allocation is the cornerstone of portfolio returns. This approach is based on the fact that studies have shown that nearly 90% of a portfolio’s return variation over time is due to asset allocation. As such, proper asset allocation plays a pivotal role in shaping the optimal allocation of assets across various classes, tailored to your unique time horizon. We diligently monitor and adjust portfolios to maintain alignment with long-term asset allocation targets, considering your evolving requirements, expected returns, and the spectrum of investment options available.
What are the benefits of a customized portfolio?
Customized portfolios offer a personalized approach to meet YOUR specific financial needs, including:
- Tailored selection of individual securities
- Management of stocks with low-cost basis purchase prices
- Ability to retain specific assets at the direction of the client
- Solutions for income concerns
- Tax-efficient strategies
- Able to construct portfolios based on a client’s belief system within our overall investment construct
How can Separately Managed Accounts benefit my investment strategy?
Separately Managed Accounts offer distinct advantages for your investment approach, including:
- Focused and disciplined strategies tailored to your needs
- Flexible solutions with minimal restrictions
- Access to high-quality, institutional-grade investments
- A complement to and enhancement of customized portfolios
How does Cypress approach fixed-income management?
At Cypress Bank & Trust, we prioritize income generation and capital preservation. Our fixed-income strategies are guided by detailed credit research and bond analysis, ensuring portfolio stability and liquidity. We offer ETF-based solutions to complement individual bond holdings or serve as a complete fixed-income strategy, personalized to your income goals.
Key characteristics of our fixed-income portfolios include:
- Diversified strategies with yield curve optimization
- Focus on quality, investment-grade securities
- Low-volatility assets
- Strong liquidity and marketability
- Taxable and tax-free options available
How does Cypress structure and manage equity portfolios?
At Cypress Bank & Trust, we take a collaborative and disciplined approach to equity management. Our team employs a rigorous stock selection process rooted in fundamental analysis, enhanced by both quantitative and qualitative filters. This disciplined approach allows us to identify high-quality investment opportunities that align with our long-term strategy.
Our equity portfolios are:
- Tailored to your individual preferences and financial goals
- Managed with a focus on risk mitigation and diversification
- Designed to prioritize after-tax returns through tax-sensitive management
