Lending Solutions

We provide lending solutions designed to power your unique goals. By understanding your vision and business, we offer expert advice and innovative options to support your growth with trusted, lasting relationships.

Commercial & Personal Lending

ROOTED IN YOUR SUCCESS

At Cypress Bank & Trust, our lending services are designed to provide exceptional, personalized financial solutions with a commitment to long-term relationships.

Personalized Approach

We listen to understand your vision and financial goals, providing tailored advice and value-added insights.

Industry Expertise

Our team brings extensive experience and tailored strategies to every interaction, offering insights into market and industry trends.

Innovative Solutions

We stay ahead of the curve with advanced services, tools, technology, and products to meet evolving financial demands.

Our Lending Options

OUR TEAM WILL GUIDE YOU ON THE RIGHT PATH

Commercial Real Estate Lending

COMMERCIAL REAL ESTATE LENDING

Commercial Office Property
Industrial Property
Retail Property
Warehouse Property
Multi-Family Property

Commercial Lending

COMMERCIAL LENDING

Revolving Lines of Credit
Seasonal Lines of Credit
Term Loans
Machinery & Equipment Loans
Business Loans secured by Real Estate
Unsecured Lending
Savings and Time Deposit Loans
Standby Letters of Credit
Commercial Letters of Credit
Back-to-back Letters of Credit

SBA Lending

SBA LENDING

Flexible Terms and Repayment Options
Ideal for:
Business acquisitions
Ground up construction
Purchase of Commercial Real Estate
Debt Refinance
Purchase Equipment and Inventory
Working Capital
Leasehold Improvements

Commercial Construction and Land Development Lending

COMMERCIAL CONSTRUCTION AND LAND DEVELOPMENT LENDING

Residential, Office, & Commercial
Condominium Development
Industrial Property
Retail Property
Hotel/Motel
Warehouse Property
Non-Owner-Occupied Single Family Homes

Our Clients' Stories

TESTIMONIALS

Ryan McCain, Barfield McCain Ayoub PA

They took the time to understand our goals, provided clear guidance on our options, and presented us with a financing package and terms that were more competitive than the other lenders we interviewed.

Hiram & Dianne Turull, El Cilantrillo

They’ve been more than bankers, they’ve been my trusted advisors, my sounding board, and my steady partners through every challenge and opportunity. They understand my family, my goals, and they’ve helped me build this dream with the same care as if it were their own.

Chris Marot, President of Heka Aero LLC

Thanks to the Cypress team, what could have been a daunting experience turned out to be easy, quick, and even enjoyable. I highly recommend their services to anyone looking for reliable financial support.

Kelly Butz, Tradewinds Consulting

When I hear someone is looking for a new banking relationship, I love to refer them to Cypress Bank & Trust. When they ask me who they should ask for when they call, my reply is always the same — ‘Whoever answers the phone will make sure you are well taken care of!’

Ahmet Bidav, Lux Str Insurance

I’ve worked with many financial institutions. Cypress stands out as truly entrepreneurial in spirit. They don’t just lend; they take the time to understand my business model, my acquisitions strategy, and the unique nuances of building through M&A.

Mark Asselin, Performance Electrical Contracting Inc.

Banking with Cypress feels different. We’re not just a number. The responsiveness, the tools, and the people—especially Ellen—made a huge difference. From helping us secure credit to answering questions quickly, we finally feel like we have a team that moves at our speed.

Kidstown Learning Center

We can’t thank Erik Barnes and Owen Straub from Cypress Bank & Trust enough for everything they did to help us make this important deal a reality.

Frequently Asked Questions

FAQ

What commercial lending options does Cypress offer?

At Cypress Bank & Trust, banking is about more than financial products. Our commercial bankers provide deep insights and tailor unique solutions to your financial goals. We have a wide range of commercial lending solutions available for your business needs, including but not limited to:

Commercial Lending Options:

Revolving and Seasonal Lines of Credit
Term Loans
Machinery & Equipment Loans
Savings and Time Deposit Loans
Standby and Commercial Letters of Credit
Office, Industrial, Retail, and Warehouse Properties
Multi-Family Properties
Residential and Office Condominium Development
Residential Subdivisions
Office, Industrial, Retail, and Warehouse Properties
Hotel/Motel Properties

How can Cypress help me with my personal lending needs?

Cypress Bank & Trust offers personalized lending solutions to support you with everything from major purchases to financial flexibility. Our personal lending options include and are not limited to:

Vehicle Loans: New and used automobiles, aircraft, recreational vehicles, and watercraft
Real Estate Loans: Home equity loans, home equity lines of credit, portfolio residential mortgages, and lot loans
Unsecured Loans: Personal loans and personal lines of credit
Secured Loans: Loans secured by CDs, savings accounts, life insurance, or marketable stocks and bonds

Each loan is designed with your specific needs in mind, offering flexible terms and personalized service.

Meet Your Team

OF LENDING EXPERTS